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Are Personal Loans Worth It? Do you live pretty close to paycheck to paycheck? Many people throughout the United States do. This type of situation can mean that even the smallest unexpected expense or bill could leave a family scrambling to find the cash. One way to get the money you need is with personal loans. Personal loans are available through lenders and can be applied to anything you want. When you take out a personal loan, you’ll have a set time to repay the loan. This varies on how much you take out and the company you take a loan out from. In addition to the repayment time, you’ll also be charged a fee or interest on the loan. Payments are fixed once a loan is taken out, and interest is based on creditworthiness. Is a personal loan right for you? Take a look at some of the advantages of taking out a loan and how WithU Loans can help you. Unexpected Expenses Almost everyone has unexpected expenses that come up. For example, your car has trouble. You take it to the mechanic, an